Credit Bureaus are credit reporting agencies. There are 3 main credit bureaus: They are: Equifax, Transunion and TRW. All 3 report separately. Each credit bureau needs to be checked as the information contained within the credit
bureau can differ.

Equifax P.O. Box 105873 Atlanta, GA 30384 1-800-685-1111

Experian P.O. Box 8030 Layton, UT 84041-8030 1-800-520-1221 1-800-682-7654

Trans Union P.O. Box 390 Springfield, PA 19064 1-800-916-8800 1-800-851-2674

Equifax - the Credit Bureau that Serves You
Equifax, a credit bureau company associated with the world's largest credit bureau, was the first to bring consumers online access to their personal Equifax credit file, and recently was the first to provide consumers access to their FICO® credit score, a numerical evaluation of information in the credit file and used by the vast majority of lenders.

Credit bureaus maintain a record of your credit history that makes it easier and faster for you to get credit in the future. Banks, car dealers, phone companies - can access your credit history from a credit bureau when you apply for a loan or service and
may approve (or decline) your request on the spot, based on that information.

Now you can have access to the same information your creditors get from the Equifax credit bureau file through Equifax Credit Bureau.

TRANSUNION, also known as trans union Credit Bureau Offers 3 in 1 Credit Profile Plus Credit Score, Know Your Loan Rate, and Online Credit Monitoring.

TRW, is also known as Experian. Experian (TRW) Consumer Direct offers consumers quick, easy and inexpensive access to their credit histories to help them better manage their financial lives. The division was created in 2002 when Experian (TRW) combined CreditExpert, its consumer credit management group, with ConsumerInfo.com, the largest provider of online credit reports and other credit-related information to consumers.

Experian Consumer Direct's Internet properties, which include ConsumerInfo.com, FreeCreditReport.com, CreditExpert.com, Qspace.com, GetMyReport.com and CreditMatters.com, receive more than 10 million visitors monthly. In 1996, it was the first U.S. company to offer consumers online access to credit reports, and it went on to pioneer online delivery of three-bureau credit reports and lender-style credit scores. Its innovative three-bureau report provides consumers access to their complete credit history from their Equifax, Experian and TransUnion files in seconds.

The company delivered more than 1.5 million scores and surpassed the one-millionth-member mark to its credit monitoring service in 2002. Experian Consumer Direct enjoys prominent co-branded partnerships with companies such as Yahoo!, MSN, EarthLink, LendingTree, Quicken, E-LOAN, American Express and Chase.

 

 

 

Learn more about credit reports...